Associate Lead Analyst 1

At Moody's, we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Role/Responsibilities

The candidate has an opportunity to join the primary team with a focus on US consumer RMBS/ABS. Prospective candidates will have good exposure to capital markets, fixed income in particular and an in-depth understanding of securitization. The candidate will be expected to demonstrate their ability to work effectively in a team environment. The ideal candidate for this role will possess strong organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment.

The candidate will analyze the credit aspects of US consumer RMBS/ABS securitizations, including analysis of the underlying assets, transaction structure, legal documents, and deal-level financial modeling to formulate and substantiate independent credit opinions. The candidate will monitor industry conditions and trends, present transactions, and their analysis to rating committees, and identify and write accurate and relevant credit research. As a collaborative member of a change-driven organization, the candidate will also be expected to complete various special research projects, develop in-depth knowledge of the asset class and pursue thought leadership initiatives to enhance our analytics, outreach, and research impact. The candidate will also gain exposure to ESG credit analytics and assist with process enhancement initiatives.

This will be an external client facing role. Key responsibilities include:

• Perform analysis to assign ratings, research and analytical outreach
• Develop working knowledge of Moodys methodologies in order to apply to various analyses
• Demonstrate the ability to understand and identify key factors that affect credit ratings
• Effectively and persuasively communicates credit knowledge and rationale in both written and oral form
• Develops and maintain an understanding of industry trends and issues
• Perform certain routine administrative and other ad-hoc tasks.

Qualifications

• Bachelors degree (or higher) in Finance, Economics, Financial Engineering or related field
• 2+ years of relevant work experience

Working knowledge of one or more of the following asset classes:

• Residential Mortgage-Backed Securities (RMBS),
• Commercial Mortgage-Backed Securities (CMBS),
• Asset Backed Securities (ABS),
• Structured Credit (CLOs, TruPS, etc.)

Must be:

• Highly proficient analysis quantitative, qualitative and modeling using Excel
• Excellent communication (verbal, written) and presentation skills
• Ability to collaborate closely with others as well as independently to produce accurate detailed work in a dynamic, fast-paced environment
• Prioritize and handle multiple projects and tasks with a high degree of accuracy and timely delivery

For US-based roles only: the anticipated hiring base salary range for this position is [[$116,500 - [[$168,850, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moodys also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moodys is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moodys also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moodys Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.