Job Description
At TBK Bank, we're a team of passionate, driven, collaborative, solutions minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.
The BSA/AML Due Diligence Team Lead will be a member of the Enterprise Risk Management Team and requires supervision of at least 1 full-time team member
Essential Duties and Responsibilitie
Responsibilities include:
- Decisions assigned AML software money laundering alerts according to BSA/AML Department procedures
- Completes annual review of higher risk customer portfolio
- Completes Enhanced Due Diligence reviews in accordance with BSA/AML Department procedures to include:
- Analysis of transactional patterns
- Review of applicable beneficial ownership
- Negative news research
- Risk conclusion narrative
- Collaborates with VP BSA Officer on FinCEN notifications
- Submits required regulatory reports via filing software and imports acknowledgments
- Performs NAICS and occupation updates within core database
- Oversees BSA/AML Associate
- Collaborates with VP BSA Officer on Customer Due Diligence elements for enterprise-wide projects
- Partners with various lines of business on customer risk scoring
- Drafts job aids for BSA/AML Department processes
- Participates in meetings necessary to promote efficiency and prioritizing of tasks across Enterprise Risk Management Team.
- Other duties as assigned.
Experience
- Bachelors degree in business preferred or a combination of banking experience and/or degree.
- Knowledge of BSA/AML/USA Patriot Act/OFAC/CIP regulatory requirements for financial institutions preferred.
- Working knowledge of Financial Crime Risk Manager a plus but not required
- Experience in writing procedures and/or process manuals is a plus but not required
- Association of Certified Anti-Money Laundering (ACAMS) certification is a plus but not required
Skills and Abilities Required
- Strong writing, analytical, and communication skills, and must be able to multi-task and complete projects on time.
- Should be an organized, detail-oriented, self-starter with the ability to work independently or in teams, without supervision.
- Computer literate; basic proficiency in spreadsheet and database reporting applications; Microsoft Office Suite/internet navigation skills including proficiency with internet search engines.
- Ability to understand and analyze specific transactions and trends within customer accounts.
- Fundamental knowledge of general banking principles, philosophies, and operations.
- Ability to establish and maintain effective work relationships both internally and externally.
We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on. Do it. Apply Today!
OUR BUSINESS
Were a diversified financial service company that provides community banking, national lending and commercial finance solutions. We are also a leading provider of factoring services and an innovator of payment solutions for the transportation industry. Our focus on creating value helps our team members thrive, our customers succeed and our communities prosper.
We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
OUR PURPOSE
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.
OUR CORE VALUES
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:
? Transparency
? Respect
? Investing for the future
? Unique is good
? Mission is more than the money
? People make the difference
? Humility
FOCUS ON SERVING OTHERS
At Triumph, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas:
? Training future leaders
? Establishing viable communities
? Giving people a second chance
? Serving the less fortunate
We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.