Rocky Mountain Bank
Plentywood, Montana, United States
Commercial / Ag Banker I
Job Description
Rocky Mountain Bank is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"
The Commercial Banker I is responsible for originating new commercial relationships and the cross selling of existing clients. Focus is on growing deposits, loans and fee income in a profitable manner.
Responsibilities:
1. Participate in the business development activities of the bank
2. Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
3. Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
4. Participate in the underwriting and documentation of the credit
5. Utilize the business case discussion and subsequent meetings with bank management, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
6. Participate in the management of a loan portfolio
7. Monitor the portfolio for credit quality. Understand, detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.
Job Requirements:
1. Bachelors Degree in Business, including specific courses in accounting, finance, and economics plus additional bank related training
2. 1-3 years banking related experience preferably with lending related experience in Commercial Banking or other relevant job experience.
3. Formal Credit Training
4. Or equivalent education and experience
5. Valid drivers license and personal transportation
Scheduled Weekly Hours:
40Time Type:
Full timeWere proud to call Montana home. Our unmatched dedication to community banking and customer service helped make us one of the nations top 100 banking organizations again this year.
We understand the importance of having a strong community and our role in contributing to the communities we serve. We know how important is it to give back and we do our part with pride! Its about rolling up our sleeves doing whatever it takes for our cherished community; whether building houses, serving food, assisting local schools, volunteering time to serve on local boards or writing a check when manual labor isnt enough. Were committed to the Montana communities because were a part of them ourselves. We share the roads, bump into each other at the supermarket and send our kids to the same schools. We love our neighbors and our track record shows it! As part of giving back to the community, each employee is provided volunteer hours at an non-profit organization of their choice.
Whether you are a personal banker, operations expert, marketing guru, wealth advisor or possess other skills, you will find a career youll be proud of at Rocky Mountain Bank. Recognizing and rewarding hard work, developing talent and fostering employees for the next stages of their career is what you can expect as a member of our team. We know that we are only as strong as our team members, and we want individuals who want to make a significant difference.
We have the benefit of being a community bank, while being a part of a growing organization that supports and enhances our potential. We are committed to being an employer of choice by providing a positive and professional work environment that genuinely cares about our team members.
EOE/AA Employer M/F/Disabled/VetMember FDIC Equal Housing LenderEmployment at Heartland Financial USA, Inc. is employment at will