Job Description
Dubuque Bank and Trust a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"
The Commercial Banker II is responsible for originating new commercial relationships and the cross selling of existing clients. Focuses on growing deposits, loans and fee income in a profitable manner.
Responsibilities:
1. Participate in the business development activities of the bank
2. Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
3. Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
4. Participate in the underwriting and documentation of the credit
5. Utilize the business case discussion and subsequent meetings with bank management, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
6. Participate in the management of a loan portfolio
7. Monitor the portfolio for credit quality. Understand, detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.
Job Requirements:
1. Bachelors Degree in Business, including specific courses in accounting, finance, and economics plus additional bank related training
2. 4-6 years experience Commercial Banking or other relevant job experience.
3. 2 plus years related banking/analysis experience and/or training
4. Demonstrated sales and business development skills
5. Formal Credit Training
6. Or equivalent education and experience
7. Valid drivers license and personal transportation
Scheduled Weekly Hours:
40Time Type:
Full timeAt Dubuque Bank & Trust we are committed to attracting, retaining and empowering talented professionals who aim to do great work and make a positive impact in our communities. Our employees are what makes us so great!
We actively contribute to the vitality of the communities where we live and work. Since 2016, our employees sit on over 60 local boards and have volunteered over 26,000 hours. Additionally, we have contributed more than $1 million in sponsorships and donations. We give back locally and play a meaningful role in moving our community forward. We know how important is it to give back and we do our part with excitement and pride!
Our Leaders are actively engaged with our employees. Our commitment to provide a positive and professional work environment is supported by a leadership team that is dedicated to help you grow and develop your career. We work closely with our employees to strategize individualized professional development plans, performance goals and professional development opportunities. In addition to a competitive benefits package that includes a health and retirement plans; we also offer tuition reimbursement, student debt assistance, pet insurance and much more!
Dubuque Bank & Trust, is focused on a strong and robust diverse environment in which all team members feel valued. While building a team that lives our mission statement every day of enriching lives one customer, employee and community at a time.
EOE/AA Employer M/F/Disabled/VetMember FDIC Equal Housing LenderEmployment at Heartland Financial USA, Inc. is employment at will