Job Description
Join TBK Bank!
At TBK Bank, we're a team of passionate, driven, collaborative, solutions minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.
Position Summary:The Commercial Lending Assistant is responsible for supporting commercial loan customers by providing direct administrative support to the lending staff and playing a critical role in the execution of the Bank credit and lending process.
Position Description:Essential duties and responsibilities include the following. Other duties may be assigned.
- Understand all relevant Bank lending policies, procedures and regulations and perform duties in such a way as to maintain compliance with stated standards.
- Act as intermediary credit process expert between Loan Officers and Loan Processing or Loan Operations.
- Participate actively in Commercial Lending Workflow to ensure quality and timely service to Bank commercial loan customers.
- Due Diligence and Pre-Closing Support:
- Provide applicable disclosures in accordance with regulatory requirements.
- Request flood determinations and appraisals from Appraisal Department
- Order credit bureaus, UCC searches, title work, etc.
- Monitor Daily New and Renewed Loan Report to ensure closed loans are timely booked.
- Send recordable documents to proper recording authority (place tickler for follow-ups) and review all other perfection documentation for accuracy and completeness.
- Send commercial loan booking package to Loan Operations Department.
- Disburse loan proceeds.
- Order loan documents; Print loan documents for lender review; Review loan documents for accuracy and completeness, and ensure all documents are properly executed by lender and customer.
- Set up, manage and provide ongoing maintenance to electronic customer files in accordance with Bank guidelines.
- Create and monitor ticklers, following up on outstanding items, requesting documentation, and updating ticklers as the documentation is received.
- Monitor Daily Paid Notes Report; Process paid files in accordance with Bank procedures.
- Monitor other Bank reports as needed to provide timely feedback and follow-up on any necessary or outstanding items.
- Prepare denial letters on commercial loan requests; ensure that denied and withdrawn commercial loan file has been imaged.
- Treat all customers courteously; respond to questions, concerns or requests on a same-day basis; and maintain professionalism at all times.
- Promote and implement the Banks service philosophies.
- Manage customer information change requests
- Monitor advances and pay downs as requested by customers.
- Work with Loan Operations Department on payment and billing issues.
- High school diploma or general education degree (GED) required.
- Three years banking experience closing/funding commercial loans preferred.
- Knowledge of Federal Banking Regulations.
Compensation Range
Hourly: $22.00 - $30.00
We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on. Do it. Apply Today!OUR BUSINESS
Were a diversified financial service company that provides community banking, national lending and commercial finance solutions. We are also a leading provider of factoring services and an innovator of payment solutions for the transportation industry. Our focus on creating value helps our team members thrive, our customers succeed and our communities prosper.
We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
OUR PURPOSE
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.
OUR CORE VALUES
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:
? Transparency
? Respect
? Investing for the future
? Unique is good
? Mission is more than the money
? People make the difference
? Humility
FOCUS ON SERVING OTHERS
At Triumph, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas:
? Training future leaders
? Establishing viable communities
? Giving people a second chance
? Serving the less fortunate
We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.