Loan Monitoring Specialist

Heartland Financial USA, Inc. is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"

The Loan Monitoring Specialist is responsible for ensuring high quality financial spreads are completed adhering to credit quality standards for all commercial and agricultural loans.

PRIMARY & ESSENTIAL RESPONSIBILITIES:

1. Maintains pipeline report which is used to monitor workflow within the department by registering emailed requests for financial statement spreads as well as financial statements that have been imaged and are available for financial spreads.
2. Spread financial statements and tax returns into ProfitMax database in accordance with established procedures
3. Accurately update personal financial statements and personal tax return spreads in Excel within established service level agreements.
4. Initiate Lender Annual Reviews completing annual review report data updates.
5. Responsible for the quarterly Stale Financial Report ensuring that every borrower that has an updated financial has an updated financial spread completed prior to quarter end.
6. Maintains collateral worksheet within ProfitMax database for Lender Annual Review purposes.
7. Review accuracy and completeness of information in financial spreads prior to submission to the Credit Support Team.
8. Effectively utilize productivity and maintain high standard of excellence and adherence to service level requirements ensuring prompt and efficient service.
9. Works with Credit Support Teams when exception approvals are required or additional questions arise
10. Ensures compliance with established credit and loan policies.
11. Works with various systems including but not limited to Salesforce nCino, CME, Info Access, ProfitMax and Fiserv Signature.

REQUIRED SKILLS & EXPERIENCE:
1. 1-3 years of financial spreading and/or other Lending related experience.
2. Bachelors Degree in Business or related field
3. Thorough understanding of financial spreading, credit and loan policies and related documentation.
4. Thorough knowledge of financial documentation (Tax Returns, Credit Reports, Personal Financial Statements, etc.).
5. Critical and analytical approach problem solving skills.
6. Strong problem solving and attention to detail skills.
7. Excellent time management skills with the ability to work effectively in a fast-paced environment.
8. Thorough knowledge of banking and loan operating systems such as: ProfitMax, Salesforce nCino, CME, Info Access, OnBase and Fiserv Signature.
9. Proficient computer skills, including Windows, Excel, Word, and Outlook.

Scheduled Weekly Hours:

Time Type: