Mortgage Loan Closer III

Freedom Financial Network is a family of companies that takes a people-first approach to financial services, using technology to empower consumers to overcome debt and create a brighter financial future. The company was founded in 2002 by Brad Stroh and Andrew Housser on the belief that by staying committed to helping people, you can ensure better financial outcomes for both the customer and the business. This Heart + $ philosophy still guides the vision of our growing company, which has helped millions of people find solutions for their financial needs.

THE OPPORTUNITY:

We are looking for a Mortgage Loan Closer III to join Lendage, our mortgage division. Lendage offers homeowners the opportunity to use the value in their homes to consolidate debt and start building for the future.

This Mortgage Loan Closer III role is a foundational hire for this team. You will work closely with our Closing Manager to mentor Mortgage Loan Closer I/II team members, have a strong understanding of compliance and requirements around the closing of loans, and be excited to lend your feedback to help us improve our closing process.

Lendage is a small, highly collaborative team and youll have an opportunity to help us build the perfect mortgage process.

ROLE:

• Peer mentorship with Closer I and Closer II team members
• Scheduling of loan closings for borrowers with settlement agents
• Reconciliation of all final closing fees utilizing HUD1 for HELOC loans (Non-TRID)
• Pipeline management of assigned loans, ensuring SLAs are met
• Prepare all loan documents for loan closing.
• Provides excellent customer service and problem-solving with all parties to the loan before, during, and after closing.
• Sets up wire for closing agent/title with funding department.
• Reviews pre-document, pre-funding loan conditions and executed loan documents for accuracy and completeness.
• Communicate with borrowers regarding the status of funding and check delivery for account payoffs
• Work with post-closing and loan servicing on loan deficiency resolution

REQUIREMENTS:

• Minimum of 3 years of experience in a Mortgage Loan Closer role closing different loan products, (1st mortgage, HELOCs, etc.)
• Strong knowledge of how to review closing documents, familiar with balancing fees, preparing documents, ordering wires and funding
• Working knowledge of all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws
• Knowledge of TRID requirements for fee disclosure and timing for closing
• Good interpersonal and communication skills
• Strong organizational skills and ability to prioritize multiple deadlines
• Able to successfully complete federal background/credit checks
• Ability to work in a continually changing, entrepreneurial team environment
• Embodies the four Freedom core values: Care, Collaboration, Get Better, and Act with Integrity