Sr. Data Analyst

Position Summary:

At Freedom Financial, we are building leading information based lending franchises. You will be part of a small team powering the continued growth of our FreedomPlus and ConsolidationPlus loan portfolios. As an analytic professional in our lending businesses, you will apply your strategic and analytical skills to address major company challenges. You will do it in a collaborative environment that values your insight, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.

This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.

Position Responsibilities:

• Develop and implement business improvements, including:
• Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns
• Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks
• Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans
• Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions
• PowerPoint Presentations: Develop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives.
• Financial Measurement: Measure the likely cost and benefit of business improvements
• Analytics: Leverage combination of following to drive actionable business insights: Financial modeling, SQL, hypothesis testing, statistical analysis and forensic analysis
• Reporting: Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance
• Execution: See your recommendations through from hypothesis, to proposal, to implementation. You will be expected to play an active role to drive your proposals all the way into implementation you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.

Qualifications and Education Requirements:

5+ years of experience in data science, quantitative business analysis, and/or statistical analysis;

or relevant Masters Degree / MBA with 2+ years of experience

MBA or Bachelors Degree in Engineering, Scientific field, Finance, or Accounting

Self-starter with the ability to work efficiently under direction of manager

Experience leveraging PowerPoint to outline analytic results and make proposals

Understanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvement

Strong MS Excel skills

Basic SQL skills

• Understanding of decision trees, segmentation, regression and other intelligent decision models used to analyze customer response behaviors, interaction patterns and propensity

Minimum level of Math coursework: Calculus 1, Statistics 1 (math problem solving skills required)

Preferred Skills:

MBA or Masters Degree in Engineering, Operations Research , Industrial Engineering, Scientific field, Finance, or Accounting

Prior experience in one or more of more of: business analysis or consulting

Advanced SQL querying skills

Tableau for developing business reports

Coursework in Statistical Programming, Simulation, Regression

Knowledge of and ability to interpret Probability Distributions, Hypothesis Testing, Regression techniques like Logistic Regression, Confidence Intervals