TBK Bank
Elgin, Illinois, United States
Vice President, Commercial Loan Officer ( Sign-on Bonus)
Job Description
At TBK Bank, we're a team of passionate, driven, collaborative, solutions minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.
Position Summary:TBK Bank, SSB seeks a qualified Commercial Banking professional whose experience and market knowledge would promote serving commercial client banking needs. Primary responsibilities would include the development, supervision, and management of commercial loan, deposit, and treasury management business in the marketplace (generally defined as Northern/Suburban Illinois to Southern Wisconsin to Northwestern Indiana) as well as soliciting cross-sale opportunities for other divisions of the Bank.
The position requires ability to interpret financial statements, sell financial products, internally work with underwriting staff, manage a workflow process per Bank policy, make recommendation for loan approvals, and meet goals.
Position would include experienced administrative support, receiving an existing book of local business deposits and loans to manage, and a strong compensation package including base pay, signing bonus, and incentive compensation with competitive benefits
Position Description:Essential duties and responsibilities include the following
- Solicits and interviews applicant and requests information for loan application.
- Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submits application to credit analyst for verification and recommendation.
- Identifies loan, deposit, and Treasury Management opportunities.
- Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
- Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
- Approves loans within specified limits or refers loan to loan committee for approval.
- Ensures loan agreements are complete and accurate according to policy.
- Assures timely loan closing and funding activities.
- Monitors credit quality on an ongoing basis.
- Meets established business development goals.
- May be responsible for managing established client relationships.
- Promotes and cross-sells other establishment products and services as appropriate.
- Follows loan regulations and compliance issues through formal and informal training.
- Be actively involved in the local professional community.
- Adhere to Triumphs core values
- Other duties as assigned
- Bachelors Degree in Business or Finance preferred or a combination of banking experience and /or degree.
- Five years or more of commercial banking experience.
- Strong credit skills and ability in interpret financial statements.
- Solid knowledge of Microsoft Word, Excel, and Outlook
Salary and Employment :
- Pay range dependent on skill level
- Sign-on bonus.
- Competitive benefits including Medical, Vision, Dental, PTO, 401K (with 4% match), and ESPP
- Eligible for incentive compensation.
We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on. Do it. Apply Today!
OUR BUSINESS
Were a diversified financial service company that provides community banking, national lending and commercial finance solutions. We are also a leading provider of factoring services and an innovator of payment solutions for the transportation industry. Our focus on creating value helps our team members thrive, our customers succeed and our communities prosper.
We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
OUR PURPOSE
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.
OUR CORE VALUES
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:
? Transparency
? Respect
? Investing for the future
? Unique is good
? Mission is more than the money
? People make the difference
? Humility
FOCUS ON SERVING OTHERS
At Triumph, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas:
? Training future leaders
? Establishing viable communities
? Giving people a second chance
? Serving the less fortunate
We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.