Freedom Financial Network

Los Angeles, CA

Senior Counsel, Regulatory

Posted 25 days ago

Job Description

Senior Counsel, Regulatory


Job Summary

Freedom is seeking an experienced financial services regulatory attorney to provide legal advice, support and strategic direction to the business with a particular focus on its consumer lending activities, both secured and unsecured. The ideal candidate will be comfortable operating with considerable latitude, possess a high level of integrity, initiative and professionalism and have a strong background in handling diverse legal issues, superior academic and professional credentials, and a business-oriented approach to resolving legal issues.

Key Responsibilities

  • Provide legal advice and counsel to product, marketing, sales and other cross-functional teams, serving as a leader and trusted advisor to the business on compliance with consumer protection laws and regulations, marketing and advertising, product development, data protection and privacy, licensing and related matters
  • Monitor local, state and federal regulatory requirements and developments and maintain industry knowledge relating to consumer lending and financial technology
  • Collaborate with team members to create and implement forms, processes and procedures to ensure consistent interpretation and application of legal requirements across functions and product areas
  • Partner with Compliance and Risk teams to ensure that appropriate risk management strategies are defined and in place for our lending and other financial products and services
  • Manage outside counsel and coordinate responses to and communications with other external parties (auditors, regulators, etc.)
  • Structure, draft and negotiate a variety of agreements, including marketing, advertising, partner, vendor, license, technology, confidentiality and other operational and commercial contracts
  • Establish and implement best practices around data privacy and align with business leaders to ensure execution and follow-through

Education and Years of Experience

  • J.D. from an accredited law school and licensed, in good standing, in one or more states to practice law
  • Minimum 5-10 years of combined law firm, government and/or in-house legal department experience with the legal and regulatory aspects of consumer lending, servicing and collections

Specialized Knowledge and Skills

  • Extensive knowledge and application of federal consumer protection laws and regulations, including among others UDAAP, FCRA, ECOA, EFTA, FDCPA, TILA, TCPA, GLBA, TSR and the CAN-SPAM Act, and their state counterparts
  • Strong oral and written communication skills
  • Desire to build collegial and collaborative relationships with individuals and teams at all levels of the company
  • Ability to manage and prioritize a variety of tasks simultaneouslyoften on tight deadlinesrapidly synthesize new information and make timely, thoughtful decisions

Freedom Financial Network is an equal opportunity employer. We strongly value and are committed to diversity, equity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, disability, age, status as a veteran, or any other status prohibited by applicable local, state or federal law.