TBK Bank
Colorado Springs, Colorado, United States
Team Lead- Sr. Relationship Manager
Job Description
The Team Lead Senior Relationship Manager is responsible for management, supervision and direction of all commercial direct and indirect loan activities. Ensures maximum overall profitability of lending activities. Recommends and implements loan policies and objectives, and is accountable for the entire loan portfolio. In addition to leading a team.
Position Description:Essential duties and responsibilities include the following.
- Supervise a team of 1-3 Relationship Manager and review team loans.
- Interviews applicant and requests specified information for loan application.
- Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submits application to credit analyst for verification and recommendation.
- Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
- Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
- Approves loan within specified limits or refers loan to loan committee for approval.
- Ensures loan agreements are complete and accurate according to policy.
- Assures timely loan closing and funding activities.
- Monitors credit quality on an ongoing basis.
- Identifies and analyzes potential loan markets to develop prospects for commercial loans.
- Meets established business development goals.
- Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.
- May be responsible for managing team members and a P & L for a designated market.
- Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
- Provides loan data to support marketing and sales promotion programs.
- Keeps abreast of loan regulations and compliance issues through formal and informal training.
- Ensures compliance with risk management and relevant banking procedures.
- Be actively involved in the local professional community.
- Adhere to Triumphs core values
- Bachelors Degree in Business or Finance preferred or a combination of banking experience and /or degree.
- Seven to ten years of complex lending experience.
- Formal credit training with strong credit skills.
- Credit lending authority experience
Compensation Range
Annual Salary: $125,000.00 - $165,000.00
We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on. Do it. Apply Today!OUR BUSINESS
Were a diversified financial service company that provides community banking, national lending and commercial finance solutions. We are also a leading provider of factoring services and an innovator of payment solutions for the transportation industry. Our focus on creating value helps our team members thrive, our customers succeed and our communities prosper.
We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
OUR PURPOSE
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.
OUR CORE VALUES
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:
? Transparency
? Respect
? Investing for the future
? Unique is good
? Mission is more than the money
? People make the difference
? Humility
FOCUS ON SERVING OTHERS
At Triumph, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas:
? Training future leaders
? Establishing viable communities
? Giving people a second chance
? Serving the less fortunate
We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.